Terms of Service

These Terms of Service ("Terms") govern your use of https://reckora.com (the "Site") and its calculators, operated by Reckora ("Reckora," "we," "us"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Not Financial Advice

Reckora's calculators and content are for general educational purposes only and are not financial, investment, tax, or legal advice. Results are estimates based on the inputs and assumptions you provide, and they do not account for every factor that affects a real-world outcome — including taxes, fees, inflation, and market risk. Do not rely on these tools as a substitute for advice from a qualified professional who knows your specific situation.

No Warranty of Accuracy

We work to keep the math correct, but we do not warrant that any calculator, result, or piece of content is accurate, complete, or current. You use the tools and rely on their output at your own risk.

Use of the Site

We grant you a limited, non-exclusive, revocable license to access and use the Site and its calculators for your personal, non-commercial purposes. You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms.
• Attempt to gain unauthorized access to the Site, its servers, or connected systems.
• Scrape, copy, or republish Site content at scale without written permission.
• Use automated tools to submit forms or otherwise abuse the Site.
• Interfere with the Site's operation or security features.

Intellectual Property

The Site and its content — text, calculators, graphics, logos, and design — are owned by Reckora or used under license, and are protected by copyright and trademark law. You may not reproduce, distribute, or create derivative works from Site content without our written permission, except for brief excerpts with attribution or as otherwise allowed by law.

Your Submissions

When you submit information through the Site — such as an email address to receive updates — you represent that it is accurate and that you have the right to share it. How we handle submitted information is described in our Privacy Policy.

Limitation of Liability

The Site is provided "as is" and "as available," without warranties of any kind, express or implied. To the fullest extent permitted by law, Reckora will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on any calculator or content, including lost profits, lost data, or financial loss — even if we have been advised of the possibility of such damages. Our total liability arising from your use of the Site will not exceed one hundred dollars ($100). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

Indemnification

You agree to indemnify and hold harmless Reckora and its owners, employees, and agents from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site, your violation of these Terms, or your violation of any law or the rights of a third party.

Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict of law rules. Any dispute arising from these Terms or your use of the Site will be brought in the state or federal courts located in Oklahoma, and you consent to their jurisdiction.

Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the effective date at the top of this page. Your continued use of the Site after a change means you accept the updated Terms.

Contact

Questions about these Terms? Reach us at:

• Reckora
• Email: [email protected]